Personal Loan · Match My Loans
Personal loans for planned and unexpected needs
Explore personal-loan options through a simple online journey.
An enquiry is not an approval. Availability and terms depend on the provider.
Understand your options
A loan for life’s practical needs
A personal loan can help fund a specific expense and is generally repaid through monthly instalments. Availability, security requirements and repayment terms depend on the lender and your profile. Borrow only what you can comfortably repay.
Planned expenses
Prepare for a significant purchase or an upcoming family expense.
Home improvements
Consider funding for repairs, renovation or essential upgrades.
Unexpected costs
Explore options for an expense that was not in your budget.
Debt consolidation
Compare total costs carefully before replacing existing debts with a new loan.
- Share your requirement online.
- Review lender-specific amounts, rates and tenure when available.
- Consider monthly repayments alongside fees and total cost.
Before you apply
General eligibility
Each lender has its own criteria. An assessment may consider:
- Age and residency criteria specified by the lender.
- An eligible employment or income profile.
- Income and existing repayments that meet the lender’s assessment.
- Credit history and other checks required by the lender.
Keep these in mind
Documents generally required
The provider will tell you which documents are needed. These may include:
- Identity and address documents accepted by the lender.
- Recent salary slips or other proof of income.
- Bank statements for the period requested by the lender.
- Additional documents depending on your employment and application.
These are general examples, not a complete eligibility or document checklist. Do not upload or email identity or financial documents through this website’s enquiry forms.
From requirement to next step
How it works
Finding relevant financial options should not be complicated.
Tell us what you need
Select the financial product you’re looking for and provide a few basic details.
Explore relevant options
Your information may be used to identify relevant options from participating financial partners.
Continue with the provider
Review the available option and continue the application with the relevant lender or partner.
Plan before you borrow
See what your EMI could look like
Adjust the amount, rate and tenure to understand an illustrative monthly repayment.
for 36 monthly repayments
- Principal amount
- ₹3,00,000
- Total interest
- ₹58,715
- Total amount payable
- ₹3,58,715
This calculation is illustrative. Actual lender terms may vary. Fees, taxes and other charges are not included. The default rate is an example, not an offer.
What can I use a personal loan for?
Common purposes include planned purchases, home repairs and unexpected expenses. Permitted uses depend on the lender’s product terms.
What interest rate will I receive?
The lender sets your rate after assessing your profile and the product. Match My Loans does not publish or guarantee a rate. Compare the annual percentage rate, fees and total repayment before deciding.
Do I need to provide collateral?
Many personal-loan products are unsecured, but security and guarantee requirements are determined by the lender. Always check the specific offer.
Can I repay the loan early?
Early repayment options, conditions and any applicable charges depend on the lender and the loan terms. Review these details before accepting an offer.
Borrow with clarity
Loan approval, interest rate, loan amount, tenure, processing fees and other terms are determined by the respective lender based on its policies and the applicant’s profile. Review the lender’s terms carefully before accepting any financial product.
Your next step starts here
Ready to explore your options?
Start with a few basic details and explore financial options relevant to your requirement.