Business Loan · Match My Loans
Funding options for your business
Explore business-loan options for working capital, expansion and other business requirements.
An enquiry is not an approval. Availability and terms depend on the provider.
Understand your options
Support your next business requirement
A business loan can help address a defined funding need. Product availability depends on factors such as your business profile, operating history, cash flow and lender policies. A business-loan enquiry does not mean that your business qualifies.
Working capital
Plan for the gap between paying expenses and receiving customer payments.
Business expansion
Explore funding for an additional location or a defined growth plan.
Equipment
Consider the cost and repayment period for business equipment.
Inventory
Prepare for seasonal demand or planned stock purchases.
- Start with your business funding requirement.
- Consider repayment alongside business cash flow.
- Review the lender’s security, guarantee and fee requirements.
Before you apply
General eligibility
Each lender has its own criteria. An assessment may consider:
- Business type and operating history accepted by the lender.
- Turnover, cash flow and income that meet the provider’s criteria.
- Business and proprietor or director credit profile, where relevant.
- Applicable registrations and financial records.
Keep these in mind
Documents generally required
The provider will tell you which documents are needed. These may include:
- Identity and address documents of relevant applicants.
- Business registration and address records, where applicable.
- Business bank statements and financial statements.
- Income-tax returns, GST records or other records requested by the lender.
These are general examples, not a complete eligibility or document checklist. Do not upload or email identity or financial documents through this website’s enquiry forms.
From requirement to next step
How it works
Finding relevant financial options should not be complicated.
Tell us what you need
Select the financial product you’re looking for and provide a few basic details.
Explore relevant options
Your information may be used to identify relevant options from participating financial partners.
Continue with the provider
Review the available option and continue the application with the relevant lender or partner.
Plan before you borrow
See what your EMI could look like
Adjust the amount, rate and tenure to understand an illustrative monthly repayment.
for 36 monthly repayments
- Principal amount
- ₹3,00,000
- Total interest
- ₹58,715
- Total amount payable
- ₹3,58,715
This calculation is illustrative. Actual lender terms may vary. Fees, taxes and other charges are not included. The default rate is an example, not an offer.
Can a new business apply?
Some providers require a minimum operating history. Eligibility for a new business varies by lender and product; there is no guarantee that an option will be available.
Will collateral be required?
Business funding may be secured or unsecured. Collateral, guarantees and other conditions depend on the lender, funding amount and business profile.
How much can my business borrow?
The lender determines the approved amount after assessing the business and applicant. The amount entered on Match My Loans is your requirement, not a confirmed offer.
What should I compare before accepting?
Review the total cost, repayment schedule, rate, processing and other fees, security requirements and early repayment conditions. Consider whether repayments fit your business cash flow.
Borrow with clarity
Loan approval, interest rate, loan amount, tenure, processing fees and other terms are determined by the respective lender based on its policies and the applicant’s profile. Review the lender’s terms carefully before accepting any financial product.
Your next step starts here
Ready to explore your options?
Start with a few basic details and explore financial options relevant to your requirement.